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FlowZa POSLive
A point of sale that keeps selling offline, runs on any device, and turns transactions into customer intelligence.
- Offline mode
- Multi-location
Sys 01 · FinanceLive
FlowZa Finance
The operating system for your back office. Sales, purchases, inventory, double-entry accounting, payroll and HR post to one connected ledger — with multi-currency and multi-country compliance from day one.
- Accounting + inventory
- Payroll & HR
- India + Gulf tax
- Functional modules on one platform
- 40+
- Less manual back-office work
- 85%
- Countries compliant — India + Gulf
- 4
- Transaction categorization accuracy
- 99.8%
Capabilities
What Finance runs for you
FlowZa Finance replaces the five tools you're stitching together. It is a multi-tenant accounting and ERP platform where every transaction — an invoice, a stock movement, a salary run — lands on the same double-entry ledger automatically. Run one entity or a whole group with audit-ready books, GST and Gulf VAT engines, and reporting that updates as you work.
Every function, one ledger
Sales, purchases, inventory, banking, payroll, HR and reporting share a single connected ledger — no exports, no re-keying, no five-tool patchwork.
Perpetual inventory, automatic COGS
Real-time stock on Weighted Average Cost with serial tracking, multi-location, bundles and reorder alerts. Cost of goods posts itself — stock and books always agree.
Payroll & HR built in
Run compliant payroll in minutes and manage the whole hire-to-retire cycle — recruitment, onboarding, attendance, leave and performance — inside the same platform.
Multi-country tax engines
GST for India; VAT and Corporate Tax for the Gulf. Country-specific chart-of-accounts packs and statutory payroll filings ship built in, not bolted on.
Books that check themselves
Double-entry with period locks, multi-currency revaluation and a nightly sub-ledger vs GL reconciliation that catches drift and alerts you before your auditor does.
40+ reports, explained by AI
Trial balance, P&L, balance sheet, cash flow and aging — exportable to PDF, Excel or CSV, with plain-English AI summaries of what the numbers mean.
Product tour
Every module, one platform
Walk the actual product, module by module.
finance.flowza.ai
A live overview of receivables, payables, income and expenses.
- Total receivable tracking
- Income & expense charts
- Top customers view
- Cash flow monitoring
The whole back office
Far more than accounting
FinanceOS replaces the five tools you're stitching together — sales, purchases, inventory, accounting, payroll and HR, unified on one ledger.
Sales & Receivables
From quote to cash, every step linked.
- Quotes → orders → invoices → delivery
- Recurring, proforma & B2B/B2C invoicing
- Credit notes & payment allocation
- E-way bills & branded PDF templates
Purchases & Payables
Control every unit of spend.
- Purchase orders with partial billing
- 3-way matching (PO ↔ GRN ↔ Bill)
- Vendor credits & recurring bills
- Bills of entry for imports
Inventory & Stock
Stock and books, always in sync.
- Perpetual inventory & automatic COGS
- Weighted Average Cost (WAC)
- Serial tracking & multi-location
- Bundles, reorder alerts & warranty
Accounting & Banking
Audit-ready books that check themselves.
- Double-entry chart of accounts
- Journals, divisions & period locks
- Bank management & reconciliation
- Nightly sub-ledger vs GL drift checks
Payroll
Compliant payroll in minutes.
- Salary structures & payslips
- Form 16, ESI, PT, TDS & WPS files
- Overtime, arrears & loans
- Earned Wage Access (on-demand pay)
HR Suite (HRMS)
Hire-to-retire, all in one place.
- Recruitment / ATS & onboarding
- Leave, attendance & shift scheduling
- Performance, engagement & timesheets
- Employee self-service portal
Reporting & Analytics
Every number, one click away.
- 40+ financial & operational reports
- Export to PDF, Excel, CSV & print
- P&L, balance sheet, cash flow & aging
- AI-powered dashboard narratives
Documents & PDF
On-brand documents, no designer needed.
- 7-tab visual template editor
- 9 presets incl. Tally Classic
- Logos, watermarks & QR codes
- Configurable email templates
Multi-country compliance
Compliant in India and the Gulf, out of the box
Country-specific tax engines, chart-of-accounts packs and statutory payroll — built in, not bolted on.
India
- GST — CGST / SGST / IGST / RCM
- E-way bills & GST returns
- TDS & ITC ledger tracking
UAE
- VAT 5% engine
- Corporate Tax 9%
- WPS payroll bank files
Oman
- VAT 5% engine
- Social insurance payroll
- Country-specific CoA pack
Saudi
- GOSI payroll
- Arabic / RTL documents
- Roadmap-ready for more GCC
Integrations
Connect the tools you already use
Payments, messaging and devices connect natively — and a one-click wizard migrates you off Zoho.
- Stripe
- PayPal
- WhatsApp Business
- Slack
- Email / SMTP
- Biometric devices
- Zoho import
- Calendar sync
Security & trust
Bank-grade security on every action
MFA, granular permissions, complete audit logs and tenant-isolated data — your books are safe.
MFA & AAL2
Step-up auth for sensitive actions
Role-based access
Granular, custom permissions
Row-level isolation
Tenant data separated at the database
Complete audit trail
Append-only logs on every action
Soft-delete & recovery
Nothing is ever silently lost
Export & erasure
Full export and deletion on request
How it works
Up and running in 3 steps
- 01
Set up your organisation
Add your company, chart of accounts and team, then bring in contacts, items and history from Zoho or spreadsheets with the built-in migration wizard.
- 02
Run the whole back office
Invoice customers, raise purchase orders, track stock, run payroll and manage your people — every transaction posts to the ledger on its own.
- 03
Report and stay compliant
Watch dashboards update in real time, file GST and VAT returns on schedule, and hand accountants and investors audit-ready, role-scoped views.
Customer story
Finance in production
“FlowZa Finance cut our monthly close from 5 days to 6 hours. The AI categorization is eerily accurate and the real-time dashboards have completely changed how our board reviews performance.”
Amara Osei
CFO, Brightline Retail Group
Works better together
Adjacent systems on the same fabric
Finance shares its customers, inventory and ledger with every other FlowZa platform — these three pair with it most often.
- 07
FlowZa ClubLive
Membership, billing, charge-to-account POS and a booking engine where double-bookings are structurally impossible.
- Membership & billing
- Zero double-booking
- 09
FlowZa PMSLive
The full performance loop — KRA/KPI cycles, bell-curve calibration and verifiable letters — linked to statutory-aware pay.
- KRA/KPI + bell curve
- Compensation engine
Get started
Put your operation in flow
Start a free trial, see transparent pricing, or talk to a human — whichever moves you fastest.